Car insurance
Car insurance
Car insurance is motor vehicle insurance, which helps you eliminate the consequences of damage to your vehicle and return your car to its previous state. It is important to know that, if you damage another person's vehicle in traffic, your liability is covered by the automobile liability insurance policy, but if you damage your own vehicle due to your own fault – car insurance is the solution.
Generali Insurance
Car Insurance
You can choose to contract a car insurance with validity only on the territory of the Republic of Serbia, or on the territory of the Republic of Serbia and Europe. The insurance period can be:
- short-term car insurance (for one year or less),
- car insurance over multiple years with a definite term (the term must be longer than one year) and
- car insurance over multiple years with an indefinite term (the term must be longer than one year).
By selecting a coverage combination within car insurance, your vehicle can be protected against the following risks: traffic accidents, fire, explosion (except nuclear explosion), sudden external thermal or chemical reaction, fall or getting hit by an object which is not an integral part of the subject of insurance, fall of an aircraft, manifestations or demonstrations, malicious actions or wickedness of third parties, damage to upholstered parts in an insured vehicle when providing assistance to persons injured in traffic accidents or otherwise, intentionally caused damage to the insured item for the purpose of preventing greater damage, as well as measures taken to reduce or eliminate damage, lightning strike, storm, hail, snow avalanche, as well as falling of snow and ice on the vehicle, rock fall or landslide, flood, current and high water levels, vehicle submersion (can be agreed with a separate clause), vehicle theft which includes: burglary, armed robbery and theft of an entire vehicle or parts thereof, fraud, evasion (can be agreed with a separate clause).
Wiener Städtische Insurance
Car Insurance
In Banca Intesa, you can contract one of four packages of insured coverages which provide broad protection of your vehicle. An insurance contract can be:
- short-term, with a definite term which cannot be longer than one year and
- long-term, with a definite term which cannot be shorter than one year.
The following insurance packages are at your disposal:
Package A
Covers the risk of traffic accident in the event of collision with one or more other known vehicles
Package B
Apart from the risk from package A, it also covers the following risks: fire, lightning strike, storm, hail, snow avalanche, flood, current and high water level, traffic accident in case of collision with one or more other known vehicles.
Package C
Apart from the risks from package B, it also covers the following risks: fall or getting hit by an object, sudden external thermal or chemical reaction, explosion, fall of an aircraft, manifestations or demonstrations, malicious actions or wickedness of third parties, animal bites, damage to upholstered parts of vehicles arising when providing assistance to persons injured in a traffic accident or other accident, intentional causing of damage to an insured item for the purpose of preventing greater damage to such or other item or persons, rock fall or landslide and submersion.
Package D
Apart from the risks from package C, it also covers the following risks: fall or getting hit by an object, unauthorised use of a vehicle, vehicle theft, burglary and robbery.
